27 Oct Interest rates, drought strategies and ‘Cost of Carry’
By John Waterman After witnessing the severity of recent droughts, the severe shortage of fodder, and the high cost of freight, never has there been a better time to reflect on...
27 Oct Advice to young farmers from decorated veterans in Finance
By Brad Sewell Communicate your ambitions One of the most important things for a young person setting out in the rural industry is to express their passion for the industry and state...
14 Oct In case you missed it: RBA position on Interest Rates
Sarah Turner from the AFR (dd 10 July 2020) noted that the Reserve Bank of Australia has given its strongest signal yet that it will lower interest rates below its...
14 Oct Why farms are still Undervalued
By Ian Robinson (email [email protected] if you want a copy of the farm valuation calculator). The greatest debate is how farms are valued or should be valued. What should you really pay...
29 Sep Agricultural Debt Funding Success Stories
CLIENT POSITION: $2,010,000 RSP client, grain farmer in Mid North SA engaged RSP to review their business finance. They were keen to review the suitability of current lending products for their...
29 Sep It’s not just about Interest Rates
By Deb Purvis There are many other reasons why RSP are engaged to work with businesses on their finance. Here are a few key ones to get you thinking...
16 Sep Latest Farm Depreciation Case Studies
Case Study 1 – Grazing property Kangaroo Island SA $2.5m Assets: 809 Ha, 55km fencing, cattle yards, sheep yards, shearing shed, several small sheds, silos & house. Total Depreciation $460 000 Depreciation claimable...
16 Sep Discovering Your Inner Honey Badger
By Ian Robinson If your muscular nicotinic cholinergic receptor has evolved so it will not bind to a-neurotoxins, then you are lucky that you will be able to fend off snake...
01 Sep Youth in Agriculture never in doubt
There have been numerous times of hearing the older farming generation say, “There aren’t enough young people coming into agriculture”. At RSP, we have always argued that this is not...
01 Sep Why did it take so long…(not!)
With many parts of Australia looking like the photo above in 2017, 2018, and 2019, and with farmers cash reserves correspondingly exhausted, our theory was that it would take 2...
19 Aug Agricultural Debt Funding Success Story
Client Position: $3 400 000 This client first contacted us after their current bank had begun to pressure them to repay the loans owing. The financial structure of the business, including...
19 Aug Spring Property Sales Are Upon Us
By Deb Purvis It is that time of the year when the Spring marketing campaign begins. The next-door neighbours land is for sale or maybe you are considering spreading your risk...