11 Sep Alternative Debt Options for Farmers
By Ian Robinson For a farming business in its mature consolidation phase, leaning on traditional bank debt is by far the most economic stance. With all...
27 Aug Banking Back To The Future
By Ian Robinson Probability of Default Predictive analysis is forecast modelling based on a matrix of variables to determine future outcomes. It is usually an amalgamation of...
12 Aug 0% Borrowing Rates
By Ian Robinson Conceptually you could buy large farming aggregations, industrial warehouses, portfolios of commercial property and blue-chip waterfronts. Without interest to pay, there is no...
09 Jul What Bank cut what Rates?
By Ian Robinson Two rate cuts in two months with maybe more to come. But with hundreds of loan products over dozens of lenders, how did...
09 Jul Breaking a Fixed Loan
By Ian Robinson Interest rates have materially fallen. That is the good news for all holders of variable loans. BUT there is a large percentage of fixed...
20 Jun Which is the Best Bank?
By Ian Robinson Writing commercial and agribusiness loans for the past 15 years builds up a war chest of intellectual property and proprietary from the perpetual...
20 Jun The 90 Second Bank Test: How does your bank rate?
By Ian Robinson Wouldn’t you like to know how important you are to your bank? This knowledge will then, after all, qualify the level of competent...
04 Jun The Blue Chip Borrower
By Ian Robinson Pub witticism amongst borrowers has gone along the lines of, “If you borrow a small amount of money and you get into trouble,...
22 May The Miracle of YOU
By Ian Robinson As appalling as the thought conjures, the procreation of your parents created the inaugural and very special unique YOU. The micro-biology of that...
22 May Union of Banking Polarity: Green Shoots
By Ian Robinson The world of banking is seemingly becoming more alienated to the mere mortal borrower. There is outcry of Us vs THEM with an...