11 Sep Alternative Debt Options for Farmers
By Ian Robinson For a farming business in its mature consolidation phase, leaning on traditional bank debt is by far the most economic stance. With all...
27 Aug Banking Back To The Future
By Ian Robinson Probability of Default Predictive analysis is forecast modelling based on a matrix of variables to determine future outcomes. It is usually an amalgamation of...
19 Aug Tailored Rural Funding Success Achieved
CLIENT POSITION The clients are broadacre and sheep farmers who were disappointed with the service from both bank and manager. The loan product that had...
12 Aug 0% Borrowing Rates
By Ian Robinson Conceptually you could buy large farming aggregations, industrial warehouses, portfolios of commercial property and blue-chip waterfronts. Without interest to pay, there is no...
19 Jul Major coastal subdivision funding Success!
CLIENT POSITION The client is an established, well respected property developer who was in the process of commencing a regional residential land subdivision. Certain delays in the...
09 Jul What Bank cut what Rates?
By Ian Robinson Two rate cuts in two months with maybe more to come. But with hundreds of loan products over dozens of lenders, how did...
09 Jul Breaking a Fixed Loan
By Ian Robinson Interest rates have materially fallen. That is the good news for all holders of variable loans. BUT there is a large percentage of fixed...
20 Jun The 90 Second Bank Test: How does your bank rate?
By Ian Robinson Wouldn’t you like to know how important you are to your bank? This knowledge will then, after all, qualify the level of competent...
04 Jun The Blue Chip Borrower
By Ian Robinson Pub witticism amongst borrowers has gone along the lines of, “If you borrow a small amount of money and you get into trouble,...
22 May The Miracle of YOU
By Ian Robinson As appalling as the thought conjures, the procreation of your parents created the inaugural and very special unique YOU. The micro-biology of that...