08 Oct When Should I Negotiate with my BANK?
By Ian Robinson By popular opinion we will outline three key scenarios about when you should consider negotiating, when you should hold your position and when...
By Ian Robinson By popular opinion we will outline three key scenarios about when you should consider negotiating, when you should hold your position and when...
By Brad Sewell It goes without saying that NSW is in the grip of a drought. The new Banking Order around lending The normal rules of banking and...
Client Position The customer is a partner in a successful professional firm in Sydney. The family’s material investment into agriculture has been well supported by notable...
By Ian Robinson For a farming business in its mature consolidation phase, leaning on traditional bank debt is by far the most economic stance. With all...
By Ian Robinson Probability of Default Predictive analysis is forecast modelling based on a matrix of variables to determine future outcomes. It is usually an amalgamation of...
CLIENT POSITION The clients are broadacre and sheep farmers who were disappointed with the service from both bank and manager. The loan product that had...
By Ian Robinson Conceptually you could buy large farming aggregations, industrial warehouses, portfolios of commercial property and blue-chip waterfronts. Without interest to pay, there is no...
CLIENT POSITION The client is an established, well respected property developer who was in the process of commencing a regional residential land subdivision. Certain delays in the...
By Ian Robinson Two rate cuts in two months with maybe more to come. But with hundreds of loan products over dozens of lenders, how did...
By Ian Robinson Interest rates have materially fallen. That is the good news for all holders of variable loans. BUT there is a large percentage of fixed...