04 Dec 2012 RBA cuts rates by 0.25%
The Reserve Bank of Australia has today announced a 0.25% interest rate cut. Ian has provided a comprehensive overview of what this means for Australians in the current economic climate. Click...
04 Dec 2012 Shooting for the Stars
ARE YOU READY TO GET RICH? THEN TIME TO START UP YOUR OWN BUSINESS! Ian Robinson's article, "Shooting for the Stars" gives a glance over the top 3 most successful industries,...
13 Nov 2012 Your Business, Your Bank
Ian and Brad's analysis of the current state of bank's performance highlights the fact that no matter what the underlying interest rate is, the bank's interest rate charge to the...
02 Oct 2012 Banking rules built on rainbows
The banking system, like a functioning society, is founded on the perceived assumption that there are controls and mechanisms in place that separate expected behaviours and outcomes from chaos...
12 Sep 2012 Client’s cost of funds
Cost of Funds (interest cost) is usually one of the biggest cost drivers within any business. Robinson Sewell Partners (RSP) explains how the banking process works and what you can...
26 Jul 2012 Myth, muck and mystery of bank pricing
IN BRIEF; It is too simplistic to look at the RBA cash rate for a fair comparison with bank cost of funds. This article considers the composition of bank funds and...
19 Jul 2012 Loan interest costs becoming a burden
According to an analysis by Neil Clark & Associates (NCA) of ABARES data, loan interest payments in the agricultural sector have risen to almost $5 billion per annum, equating to...
17 Jul 2012 Foreign ownership of rural land
The level of foreign ownership of agricultural land and agricultural food production in Australia continues to concern many in the community. In December 2011, the Government released the Foreign Investment...
16 Jul 2012 Bruce, Robyn and Ben Smith: Video Testimonial on Today’s Banking Landscape
According to the ABS, the value of Australian rural land was valued at $264.6 billion as at 30June 2011, or 8.8% of the total land value of Australia. For the first...