By Ian Robinson A common outcry amongst the farming community is that the price of farms seems out of context to the income they can generate. There is a strong misconception...
The client had a large portion of their loan fixed at nearly 7%. They watched the rates falling and felt frustrated that they couldn’t participate in the low interest rates...
By Deb Purvis You don’t get what you deserve, you get what you negotiate Quote: ‘Everything is negotiable. Whether or not the negotiation is easy is another thing.’ – Carrie Fisher 1. Review Information...
By Michael Stout In the 80’s we had the mechanic Sol, who worked for ‘the gangster’ on our TV explaining to him that not all oils are the same and why...
By Ian Robinson I had arrived at the Yellow Band, a formidable and geologically distinguished cliff of yellow rock and ice, just as the pink hue of dawn transformed our lofty...
We are seeing an increasing number of bank quotes where the ‘Line Fee’ represents a major portion of the interest rate. For the uninitiated, a ‘Line Fee’ (expressed as an interest...
Why are deals taking longer to settle in the agricultural lending sector compared to in 1991 when I started in the industry? With 30 years agricultural lending experience under my belt,...
Over the last 4 years, Deb Purvis has saved her clients hundreds of thousands of dollars. And now, the agribusiness finance specialist has won big, after being named as South...
By Deb Purvis Here's 8 things you need to think about if you decide to go it alone. 1. Leave yourself enough time. Securing agribusiness finance isn't something you do with a single...
Case Study 2: Agribusiness Lending CLIENT POSITION Loan (Limit): $7,250,000 Enterprise: Beef farming and agribusiness retail Location: Victoria Lender Type: Major Bank Bankability: Improving Savings: ...
Case Study 1: Commercial Lending CLIENT POSITION Loan (Limit): $21,150,000 Enterprise: Commercial property (and property development) Location: Sydney +...
By Ian Robinson Let us take stock on just how big agricultural business in Australia at the farm gate level. It is not just a checkerboard of settler’s blocks any more,...